If you are thinking of building your own home, you will need to be familiar with the ins and outs of construction loans. Construction loans are just not as straightforward as simple home loans. There are additional decisions to be made about the structure of the loan, additional documentation is required and the funding is […]
There are literally hundreds of home loans available, with new products emerging all the time. As a broker I can help you find a loan that suits your particular needs, help you complete the paperwork, professionally package it with your supporting documents and submit it to your chosen lender. Here’s a snapshot of the main types […]
There have been a lot of changes by banks to interest rates and investor loan policies recently. You may have seen in the media recently that the banks are increasing interest rates for investors and some lenders have stopped lending to property investors altogether. It’s important that you are aware of these changes and the […]
There have been a lot of changes to credit policy for investors lately and is a topic that clients and business partners are always asking about. So I thought I would highlight some of the significant changes and impacts they are likely to have on the overall lending and real estate landscape. Why the changes? […]
When you consider that a small flat in Sydney could set you back half a million dollars at the moment, saving a 20% deposit to buy that flat – $100,000 – can seem an insurmountable task. That’s where insurance can help. Lenders mortgage insurance (LMI) may be an added expense, but it offers buyers the […]